Budgeting is already hard enough, and the holidays don’t make it any easier. Download this step-by-step guide for a holiday shopping budget template to keep yourself from overspending this year and every year. 1. Enter Your Total Budget This can ...

If you own a business, you’re going to have to take on debt, eventually. In fact, according to a recent study, the average small business has about $195,000 in business debt. You may need to take out a loan to ...

More options than ever are available when it comes to banking, and not just in the types of accounts that customers can choose. Apart from brick-and-mortar banking institutions, online banks have popped up to take a piece of the banking ...

It’s often challenging to handle financial matters on your own. It’s even more difficult when you have to do it as a couple. Dealing with finances can be a major source of stress in a relationship. In fact, arguing over ...

Everyone needs a loan at some point in life. Most will need a mortgage to purchase a new home, financing for a new car, or some sort of line of credit to keep a business running. In fact, there’s currently ...

Building wealth isn’t easy, especially if you’re not rich to start with. However, it’s not impossible. Every year, scores of people are able to reduce their spending and debt and find ways to accelerate their savings and investments. If you ...