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Stay healthy and you will save a lot of money on hospital bills, medicine and doctors’ visits over the long run. It's that old ounce of prevention thing. Just eat healthy and exercise. It's really very simple.
9. Sell your junk
Look around. I'll bet you can find a lot of stuff that you could sell on craigslist or with a garage sale. You might even have stuff you could sell on eBay and make money. It's absolutely true that one person's junk is another person's treasure.
10. Moderation in all things
Do you drink a few beers or a few glasses of wine a day? This can add up to big money every month. You could cut that back to one beer or one glass of wine and save money. You should also eat sweets in moderation. Desserts and sugary snacks provide a lot of calories but no nutrition. And you pay a premium price for them in both money and deteriorating health. Just cut back on those sweets.
11. Combine your errands
Don't run one or two errands every day. Combine them into one trip a day or better yet one a week. Also, be sure to plan your best route to save on gas and time. You should also do as much of your bill paying online as possible as this should eliminate some errands.
12. Cancel subscriptions
Do you really need to have magazine subscriptions these days? For that matter, there is such a wealth of information and entertainment available online you might not even really need a newspaper subscription anymore. Do you need a Netflix subscription? There are so many DVDs available for free or cheap you might be able to cancel it. It's not that you don't need any of these, it's just that you need to ask yourself whether or not they’re really essential.
13. Don't pay interest
If you can live within your means, you won't be paying interest on any debts. You should be able to live on a budget and without credit - especially high-interest credit cards. You might do as some people have done and freeze those credit cards so that it would be difficult to use one unless it was an emergency. Beyond this, look at other accounts or loans where you pay interest and see if there isn't some way you could zero them out.