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You undoubtedly know the old adage “never bite off more than you can chew.” When it comes to turning around your finances its easy to create huge goals. Anything that's worth saving for probably requires a large amount of money. When February rolls around and the euphoria of that New Year's Eve resolution begins to wear off it's easy to lose steam and just quit saving for that goal. A better answer is to break your big goals into smaller more realistic ones. That way, you can feel good about reaching each of your benchmarks. But even if you don't reach a benchmark on time, you can keep saving, as you will be able to see that you are actually making progress.