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Spend less, save more: that's one of the most popular New Year's resolutions.
Despite their good intentions, however, more than 80% of people fail to keep up with their resolutions.
Why are so many New Year's resolutions doomed to fail? Often, it's because people aren't thinking concretely. It's very easy to say that you resolve to build wealth over the course of 2018. After all, building wealth is a lofty and attractive goal.
Without a concrete game plan, however, you're doomed to fail. You need milestones to keep up with and goals to achieve once the initial rush of following through with your resolution wears off.
To help you out, we've put together a list of 15 New Year's resolutions that you can make to help you build wealth in 2017. These resolutions are specific, actionable, and designed to give you a roadmap to financial growth in the coming year.
We aren't saying that following these resolutions will be easy, or that they'll pay off overnight. We're just saying that if you keep them in mind and make a real effort, you stand a good chance of being in better financial shape by this time next year.
Sticking to your New Year's resolutions is rarely easy. Resolutions only work when you're disciplined and willing to sacrifice short-term fun for long-term benefit.
If you want 2018 to be different, however, then you have to act differently. These 15 resolutions give you a guide to more responsible financial behavior that is certain to help you build wealth, especially if you couple it with smart budgeting and saving practices.
Sure, it's no fun cutting back, but the short-term sacrifice is well worth building a better financial future for yourself and your family. It won't happen overnight, but if you stick with the plan, it'll be worth it.