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Managing your personal finances does not take a rocket scientist but you have to understand that you need to approach it carefully. There are rules to follow, temptations to overcome and decisions to make. In the end, your ability to make smart decisions about your money will take you a long way.
If you have no idea where to start, do not let that hinder you from achieving your goals. You just need to know where you can find the help that will give you the knowledge, skills and ability to be financially successful in life.
Quotes and tips about various aspects of your finances
Of all the personal finance education that you can get online or offline, there is nothing more substantial that getting advice from people who had been where you are - and succeeded. Actually, even if they are still going through the same thing as you, there is much to be gained from people who can understand what you are currently experiencing.
This is where quotes come in handy. Personal finance is something that you want to make sure you are doing correctly. Here are some of the best quotes that we have found that we hope could make a difference in your pursuit of financial success.
Debt is a problem that most of us have today. If there is any aspect about our finances that we need most guidance, it should be about credit. Here are 4 insightful quotes from people from all walks of life.
Many people take no care of their money till they come nearly to the end of it, and others do just the same with their time. Johann Wolfgang von Goethe (German writer and politician)
Too many people spend money they haven’t earned, to buy things they don’t want, to impress people they don’t like. Will Smith (Actor)
I try not to borrow, first you borrow then you beg. Ernest Hemingway (American author and journalist)
The only way you will ever permanently take control of your financial life is to dig deep and fix the root problem. Suze Orman (Financial advisor)
About smart spending
If you want to improve your credit standing, one of the habits that you need to develop is smart spending. Here are two quotes from two well known business magnates in the country.
If you can, you will quickly find that the greatest rate of return you will earn is on your own personal spending. Being a smart shopper is the first step to getting rich. Mark Cuban (Owner of Dallas Mavericks)
Only buy something that you’d be perfectly happy to hold if the market shut down for ten years. Warren Buffett (Hailed as one of the most successful investors in the 20th century)
Budgeting is a key habit in financial management. We found two important advices from famous financial advisor, Suze Orman. She had been a strong advocate of budgeting even before the recession happened. Here are two important tidbits of information she shares with us:
If you’re not staying on top of your money, you are putting your financial well-being at risk.
Like your home’s closets, your financial clutter needs an overhaul every now and again, and the payoff will go far beyond the psychic satisfaction of neatening up.
Here are some tools that you could find useful from the SuzeOrman.com site.
Quotes about growing your money
Most people think of saving as a means to prepare for a more comfortable future. While that is true, that is not the only benefit to it. You can also keep yourself from incurring debt when save for an unexpected situation. Here are 4 quotes from another set of famous people from various professions and eras. We realized that despite the period, saving remains to be an important part of a fruitful financial life.
A penny here, and a dollar there, placed at interest, goes on accumulating, and in this way the desired result is attained. It requires some training, perhaps, to accomplish this economy, but when once used to it, you will find there is more satisfaction in rational saving than in irrational spending. P. T. Barnum (American businessman and notorious showman)
It is the part of a wise man to keep himself today for tomorrow. Miguel de Cervantes (Spanish novelist, playwright and poet)
Put your financial life on autopilot as a form of ‘forced’ saving. Suze Orman (Financial advisor)
The art is not in making money, but in keeping it. Proverb
While all of the advises that you have gone through so far are important, investing is the direct way for you to grow your personal wealth. Here are three quotes that we have found to be relevant in making good investments.
It is better to have a permanent income than to be fascinating. Oscar Wilde (Irish writer and poet)
If you want to rear financial blessings, you have to sow financially. Joel Osteen (American preacher)
Old men are always advising young men to save money. That is bad advice. Don’t save every nickel. Invest in yourself. I never saved a dollar until I was forty years old. Henry Ford (American industrialist)
All of these quotes, although they may have proven to be true for the people who stated them, must be approached with caution. Some of them may be risky and must be assessed carefully before following.