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If you want to be wise about your money, you need to be cautious about your financial moves. Every decision that you make today, big and small, will influence the type of life that you will have in the future. That is how powerful your finances can be. To set yourself up for financial success, you need to start early. You have to be careful about how you will use your money so you can continuously improve your net worth. Most people try to improve themselves so they can enjoy an income increase. They believe that having enough money is the key to financial success. While having more money will definitely increase your chances and make wealth building easier, it will not guarantee that you will be successful. The key to building real wealth and monetary success lies in your financial moves. The way you react to money, especially with a paycheck raise, will determine how successful you will be in the future. While it is your every right to use it as you wish, you need to consider how this salary increase should be used to improve your future. Do not be too quick to celebrate and splurge on that new TV or car. Do not start looking for a second home - unless you intend to use it for business. Think carefully about how you will use your money. A raise in your income will open a lot of doors - but it is up to you to choose which one will lead to opportunities and the ones that will end up as your financial demise.