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This is just one example of how a debt problem, when you do not deal with it the right way, can lead to your financial downfall. The truth is, a lot of people are scared of debt for the wrong reasons. They are scared of its effect on their finances but in reality, it is our own mistakes that make it bad for us. There are several successful people out there who use credit and yet, it never threatened their financial success. You need to learn how they do it because debt can be a great tool to drive you towards financial abundance.