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The key to becoming a millionaire is knowing and making the right financial moves. According to a study published in FA-Mag.com, a lot of the millionaires today made it out on their own. This study was conducted by BMO Private Bank and it revealed that almost 7 out of 10 Americans with a high financial worth are actually self-made millionaires. That means they did not inherit their money. They did not get their wealth through the lottery or something similar. They did it through hard work and determination. Of course, there is much more to getting rich than just working hard and staying determined to reach your goals. There is really no single formula to get rich but it does involve making the right financial moves. Becoming a millionairealso means you should start acting now. There is no use to being rich if you only get to enjoy it in your latter years. If you have to work hard now, why not do it so you can become a millionaire in 10 years time? It is possible for that to happen. While it is difficult to become an overnight millionaire, you can accomplish it in a couple of years. You do not have to work for decades so you can retire rich at the age of 60. You can make the right moves now and be rich enough to consider yourself financially independent. When you reach that state, you can decide to retire - or you can continue growing your net worth.