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You should not only stay on the alert for what other people can do to your life but also what you can do yourself. If you're not careful you may be guilty of doing things that are slowly draining the money from your finances like some kind of a fiscal vampire. As an example of this, you may be paying fees from your bank that you don't even realize. Numerous banks offer free checking and savings accounts but with conditions. You must keep a minimum amount of money in the account or make regular direct deposits. If not, you will be charged fees. If you are unaware of this, you could very quickly rack up a lot of fees without even knowing it. Another way to drain the lifeblood from your finances is by taking out too many credit cards. If you have multiple credit cards and you lose track of your statements, you could miss a payment or find yourself burdened with too much debt. The solution? Carefully monitor your credit card statements. And if you do have multiple credit cards that have varying due dates, you might call each credit card company and get your due dates changed so that they would all hit on the same day. This can help lower the risk of missing bills and payments, which you don’t want to happen as this could ultimately have a dire effect on your credit score.