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In 2015 alone Americans lost more than $760 million in get-rich-quick schemes and other scams. And of the 3 million complaints that were received last year, 37% came from people age 60 and over. What are the signs of a scam? They typically include guarantees of huge profits in a short amount of time without risk. Others require you to wire money or pay some kind of a fee before you can get a prize or there may be unreasonable demands for you to provide bank account or credit card numbers and even your social security number. Also, be wary of any outfit that pressures you to make a fast decision or that discourages you from getting advice from an objective friend or family member. The old axiom is certainly true that if an offer seems too good to be true it probably is too good to be true.