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Love can be a warm and wonderful feeling. In fact, it can be the best feeling in the world. But it can also cloud a person's judgment. There's the old expression, “the fog of war” to which could be added to “the fog of love”.
It's not a big red flag if your spouse owes $5000 or so in credit card debts – so long as she or he has a plan for repaying them. If you find that there is no such plan, you'll need to dig deeper. Why did your fiancé have so much debt? Was it due to a layoff or some other financial crisis or does your betrothed have a history of impulse buying with no thought as to how to the money will be paid back? There is actually such a thing as credit card junkies or people who are basically addicted to using their credit cards. One sign that your fiancé may be a credit card junkie is if she or he has to make a calculated decision as to which credit card to use when making a purchase. Another sign is if their wallet is just bulging with credit cards. And a really bad sign is if you ask how he or she plans to pay off those credit card debts and all you get in return is a blank stare.
Your fiancé has a champagne taste on a beer salary
What kind of a car does your fiancé drive? What does their home or apartment look like? How about their clothes? Do any of these seem out of sync with what they earn? If your fiancé’s lifestyle doesn't match their income this could be a big red flag that he or she is living beyond their means. Unless you're gifted with the philosophy of a saint you probably don't want to end up in a situation where you’re working mostly to just pay off the debts of that financial vampire.