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Make no mistake about it. It's hard to budget. It's hard to stay on a budget. But it can be done. Get a budgeting app, make a budget and get started. You'll undoubtedly start by screwing it up. But that's the only way for you to learn how things work for you. Don't get discouraged. We all miss our goals initially. But if you keep on keepin’ on you will win in the long run. You'll have your finances under control and you'll be able to ride off into the sunset in that state of financial bliss we mentioned in the first paragraph.