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As you may already know, most of us marry our money opposites. If you're a saver and a worrier you may find it difficult to understand why your freewheeling spouse wants to take a costly vacation. In turn, she may feel frustrated when you claim you can't afford it. Try to remove the emotion from your discussion by looking at hard numbers to determine whether your spouse's spending is really interfering with your ability to build an adequate emergency fund or to save for your retirement. If so, you will need to discuss the issue. When you do this try to structure the conversation around the goal and not your partner's free-spending ways.
Master the basics
Studies show that women step up their game more as they earn more money. However, both partners need to understand the family's finances regardless of who earns how much. Some financial planners have said that it is particularly dangerous for wives to remain in the dark about the family's finances because they tend to live longer than their husbands. You should schedule time at least twice a year to sit down with your spouse and review what you owe and what you own. Then make sure you talk about how these numbers match up with your short term and future financial goals.
Say "thanks" and really mean it
If your goal is to level the emotional playing field when it comes to money, it helps to recognize those things that each of you brings to the marriage, financial or in other ways. Don't make the mistake of equating income with having the ultimate power in the relationship. Be sure to always involve your partner in financial decision-making. In other words, share the power.