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There is having too much debt and then there's being in debt hell. As the following video suggests if you're so far in debt that you're receiving phone calls from your creditors or, worse yet, from debt collectors we don't have to tell you that you have too much debt.
If you treat it sensibly
As you learned from this video having some debt is not necessarily a bad thing so long as you treat it sensibly. Even though you may not have thought of it this way one form of debt is when you use a credit card. If you charge $450 on a credit card for a new set of tires you've just borrowed money from the credit card issuer and so now have a debt. If you pay off that $450 at the end of the month then poof! Your debt vanishes. That would be treating it sensibly.
The warning signs of too much debt
So what can you do if you have too much debt? If you’re drowning in credit card debt and high interest charges, visit www.nationaldebtrelief.com to learn how to reduce your credit card debt without bankruptcy. The secret is a strategy called debt settlement. National Debt Relief has used it to settle the debts of more than 100,000 individuals and families and saved them more than $1 billion in the process.