Talk to a debt counselor toll free:800-300-9550
Our Clients Rate Us Excellent
Based on 3234 reviewsTrustPilot Reviews
Also, be sure to review your credit card statements every month. The credit card issuers are human and can make mistakes. If you find an error on one of your cards you need to report this immediately to the credit card company. This could be a mistake or you could be the victim of identity theft. Your statement should have information as to how to dispute a charge or charges. This should include the company's telephone number. When you make purchases online, be sure to keep printouts with details of the transaction.
Keep your credit card secure
Identity theft is the fastest growing crime in America. We read a report recently that in 2011, there were 11.1 million Americans that were the victims of identity theft and the number has only gone up since then. Three states, Florida, Georgia and California, have the highest per capita rate for reporting identity theft. And 50% of all identity thefts involve utility, phone, bank and employment fraud.
You can protect yourself from identity theft and here are some precautions you should always take.
• Never sign a blank charge slip.
• Never lend your card to anyone
• Never write your account number on a postcard or the outside of an evelope.
• Be careful about disclosing your account number over the phone unless you are sure the person you're dealing with works for a reputable company.
• Carry only the cards you expect to use to minimize the damage of a potential loss or theft.
• Never fail to report stolen or lost credit cards, debit cards or charge cards to the card company as soon as you can. Then be sure to follow up by writing a letter to the card issuer with the number of your account, the date you first noticed that the card was missing and the date you reported the loss.
If you’d like to learn more tips about credit card security, watch this video.