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Do you get harassing phone calls from creditors or collection agencies that are threatening you? Or worse yet, did you get one of those kinds of loans where the lender can just take money out of your checking account?
I recently read one story where the lender took $1,400 out of a woman's account over a four-month period and told her she still owed $300 plus $300 in interest. She sent the lender a certified letter telling the company to not call her anymore. However, she continued to get calls and the lender insisted that she still owed $1400. The company called her at home and at her place of employment two or three times a day. She sent the company another certified “cease and desist” letter (with return receipt requested) but the company refused to sign for it. She sent them a letter by fax requesting that they verify the loan and said that they should correspond with her in the future only in writing. Unfortunately, the company kept calling and calling.
Calls from a law firm
This poor woman said that she then began receiving calls from what it said was a “law office”. She sent them a certified letter but they kept calling. They called her at home and at her place of work. When her coworker's answered the phone, the coworker would ask if he or she could take a message but the “law firm” would never leave one.
Sue the company
This woman did the right thing in sending certified cease and desist letters and requesting return receipts. She documented all the phone calls she received both at home and at work. As a next step, she could have sued the loan company although this won't work if it’s not headquartered in the United States. She could also have reported the company to her state’s Attorney General’s office.
A way to stop these calls
The sad news is that if you get in the clutches of one of these predatory collection agencies, you can do all the right things and may still not be able to stop the harassing phone calls. The only real way to stop them is to have your phone company block their number or numbers from your phone. You can also tell your coworkers to say that you can't get personal calls at work.
You have a friend at National Debt Relief
We here at National Debt Relief can help you get relief from both your debts and those harassing phone calls. The way this works is that when you contract with us to handle your debts, we will contact all of your creditors, let them know that we are now representing you, and they are to have no further contact with you. If you continue to get phone calls from creditors or collection agencies after this, all you have to do is let us know. We will have our lawyers contact the company or agency and insist they stop contacting you.
Settle your unsecured debts
Of course, one absolutely certain way to get collection agencies off your back is to let us settle your unsecured debts for you. Our experienced debt counselors will contact all your creditors and negotiate settlements with them. That can save you thousands of dollars and get you on the road to being debt free in 24 to 48 months. Plus, this will stop those threatening phone calls once and for all. You can get a free debt analysis. Just go to our front page and fill in the form you will find there. Debt relief can also be relief from threatening and harassing phone calls. And these are both good things.