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It's also important to have adequate insurance. This is an essential part of managing your finances and protecting you and your family from loss. An insurance agent or broker should also be part of your team. Her or she can advise you regarding your insurance needs, assist you in finding the best insurance and help you if you run into any problem with your insurance company.
How to find reliable advisers
The important thing isn't just to find financial advisors it’s to find ones you can rely on. You should meet with several different CPAs, financial planners and so on to find out how they work, how they charge for their services and to see if the chemistry is right between the two of you. You might also ask your friends, family members, your banker or some other financial advisor for referrals.