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Did you know that majority of Americans are earning more income compared to 5 years ago? This is according to the data revealed by Gallup.com. When asked about their current financial situation, 68% of the respondents said that they are earning more compared to 5 years ago. Only 11% said that they earned the same amount while 20% said they earned less. This is actually great news for a lot of Americans. The cost of living continues to rise and a higher income would mean more money to spend for everyday living expenses. It would mean more chances of improving the current financial position. Then again, you need to ask yourself - what happens next? Now that you are earning more income, what should your next steps be? While the decision to spend your salary is entirely up to you, this should never be done lightly. To maximize the benefits of earning more income, you have to plan how you will use it. You should not be quick to increase your spending. You have to determine what areas in your financial life will benefit the most from this increase in income.