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You may want to blame your money troubles on how difficult it is to manage personal finances but that excuse just won't fly. For that matter, you probably already know everything you need to know to be successful at managing your personal finances. In fact, the answer is very simple. You just need to spend less than you earn. You could understand this even if you were just a child. In many respects it's the same as weight loss. You know that if you want to lose weight you need to consume fewer calories. And you undoubtedly know in your heart of hearts that what you need to do in order to get your finances under control. It's an inconvenient truth but you just must spend less than you earn. Of course, that's the hard part. But it’s one you need to practice if you ever want to get control of your finances.
One good way to get control of your finances is if you were able to pay off your mortgage in seven years as this would free up money you could use to pay off other debts or save for retirement. Does this sound kind of impossible? Then watch this video to learn how you could actually do this.