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My Weekly Budget
If you treasure simplicity, this app was made for you. All you do with it is enter the amount of money you’ve budgeted for the coming week. Every time you make a purchase, My Weekly Budget assigns it to a category and subtracts the amount from your budget. You can then tell at any time during the week whether you’re overspending and if so adjust accordingly. At the end of the week, you will be able to see if you were under- or over-budget and you will know where your money went. This app costs $0.99 and is available only for use on iPhones.
The website LifeHacker calls Moneywise the best budget-tracking app for Android phones. It is said to have an intuitive and easy-to-use interface and is good for both beginners and expert money managers. Moneywise supports multiple accounts, including credit cards, cash and investments. You can use it to tag expenses with the budgets to which they belong as well as types of transactions and then filter them based on those tags for fast reference. Moneywise offers a huge number of other features and best of all is free.
This app is available for use on iPhones, Android phones and WebOS devices. It will let your record your expenses and even forward receipts from your online purchases, which will automatically be added to your expense summary. However, Xpenser is not linked to you bank accounts so you will have to type in your starting balance every month. The base version of Xpenser is free but you can upgrade to a more powerful version for $9.95 a month that would allow you to record transactions from any device, import credit card and bank statements and export all your data to budgeting software like Quickbooks. You can get a free 30-day trial of this upgraded service before you have to start paying the $9.95.
Finally, here’s a short video with information about some other smartphone apps you might find helpful..