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National Debt Relief will consult with you to evaluate your financial situation, outstanding federal loan debt and your employment situation. If you’re struggling to pay back your student loans, you should contact us. One of our experts will recommend a program to help you deal with those debts and do all document preparation. You will be charged a one time, flat fee that will be completely performance-based. This fee will be deposited into an escrow account and we will not withdraw our fee from that account until you have approved all the paperwork. If we aren't able to get you into a program, we will not charge you a cent. Once you pay your initial one time fee, there will then be no monthly maintenance fees. This is unlike our competitors that charge upfront fees and monthly maintenance fees as well – even after the job is done.