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Part I - working with Mint
As you have read, getting started with Mint can be a bit difficult. However, that's understandable in the sense that it's your money and Mint’s number one goal is to protect it. There are other programs and apps for managing personal finances or for budgeting that may be simpler to use. For example, if all you want to do is create a budget and get some help sticking to it you might like the apps You Need A Budget, Good Budget or Mvelopes. The last one, Mvelopes, is based on the old envelope method of budgeting. It will help you make a budget and then creates digital envelopes for each of your budget categories. If you exhaust all the money in one of your digital envelopes, that’s it. You can't spend any more money in that category unless you shift funds into it from another envelope. In addition to apps for the iPhone and Android phones Mvelopes also has apps for the iPad and Android tablets where you get more detailed views of your spending and your budget.